Terms of use

These terms cover this website and the free sample issue. They do not cover paid work, which runs on a signed agreement instead. Two documents, two jobs, and it is worth knowing which one you are looking at.

Effective August 19, 2026 · Weller Advisors

01What this site is

This website describes a service: a monthly research brief written for one company. It is a description, not an offer capable of acceptance. Nothing here creates a contract, an engagement, an advisory relationship, or a duty of care, and no price stated or implied here is binding until it appears in a signed agreement.

By using the site you accept these terms. If you do not accept them, the remedy is simple and costs nothing: close the page.

02The agreement governs the work

Paid engagements run on a separate written agreement covering scope, fees, term, confidentiality, ownership and everything else that matters. Where that agreement and this page say different things about the same subject, the agreement controls and these terms fall away.

We say this plainly because website terms are routinely written to sweep in client work by reference, and a firm that sells verification discipline should not be doing that quietly in a footer.

03Issue Zero

Issue Zero is a sample issue we build for a company at no charge, from public information about it. If you request one, or receive one unrequested:

• It is free and it stays free. No invoice follows, and requesting one does not enroll you in anything.
• It creates no relationship. Receiving a sample does not make you a client, does not make us your advisor, and puts neither of us under any obligation to continue.
• It is built from public sources. We use filings, transcripts, published research and press. We do not want, ask for, or knowingly use confidential or material non-public information to build one.
• We may decline. We build these one at a time by hand and we may say no, or nothing at all, without giving a reason.
• Yours to read and circulate internally. You may share it inside your own organization. Publishing it, or passing it to a competitor of ours, is not covered by that.

04If you send us something

If you email us unprompted, keep it non-confidential. We cannot promise to hold unsolicited material in confidence, because we may already be working on the same question for someone else and cannot risk a claim that we took it from you. Send us your company name and the decisions in view, which is all we ask for and all we need. Once an engagement is signed, confidentiality runs both ways and is handled properly there.

05What belongs to whom

Ours

The text, design, structure and name of this site, and the briefs we write, are owned by Weller Advisors. You may quote a short passage with attribution. You may not republish a brief, sell it, feed it to a service that resells it, or use it to train a model.

Not ours

The academic and government research our briefs are built on belongs to its authors and publishers. We read those works, cite them precisely, and quote them briefly under fair use. We do not redistribute them. When a brief cites a paper you want to read in full, we point you to the publisher, and you obtain it the way its rights holder intends. We will not send you a copy, and asking will not change the answer.

Yours

Company names, marks and logos belong to their owners. Where we describe work done for a company, or reference one publicly, that reference implies no endorsement, sponsorship, affiliation, or client relationship unless we say so directly.

06Use the site normally

Do not attempt to breach the site or its host, scrape it at a rate that degrades it for others, misrepresent yourself as us, or use anything here to build a competing product. Ordinary reading, linking and quoting are welcome and need no permission.

07No warranty

This site is provided as it is. We do not warrant that it will be available without interruption, that it is free of error, or that anything on it is current. Descriptions of the service reflect our intent at the effective date and may change.

08Limits on liability

To the fullest extent the law allows, Weller Advisors is not liable for indirect, incidental, consequential, special or punitive damages, or for lost profits, revenue, data or business opportunity, arising from your use of this site or of any free material we provide, including Issue Zero. Our total liability for all claims connected to this site and to free material is limited to the greater of $100 or the amount you have paid us in the six months before the claim arose. For this website and for Issue Zero, that amount is $0, so the cap is $100.

Some jurisdictions do not allow certain exclusions. Where that is so, these limits apply only as far as the law permits, and nothing here excludes liability for fraud, for fraudulent misrepresentation, or for anything else that cannot lawfully be excluded.

09If you cause us a problem

You agree to defend and indemnify Weller Advisors against any third-party claim, and any reasonable costs and legal fees arising from it, that results from your use of this site, your breach of these terms, your infringement of anyone's intellectual property, or your violation of any law. We will tell you promptly about any claim we become aware of, and you may control the defense provided you do not settle in a way that imposes an obligation on us without our written consent.

This does not apply to a claim arising from our own material as we published it. That one is ours.

10Governing law

These terms are governed by the laws of the State of Rhode Island, without regard to its conflict-of-laws rules. Disputes connected to this site go to the state or federal courts sitting in Kent County, Rhode Island, and both sides consent to that.

11State-specific notices

These apply only if the law of the named state applies to you, and they control over anything else on this page that conflicts with them. This is a business-to-business service and most of these statutes protect consumers, so they may well not reach you; they are here because the cost of including them is nothing and the cost of omitting a required notice is not.

California

Under California Civil Code §1789.3, California users are entitled to this notice: the provider of this site is Weller Advisors. To file a complaint or request more information, email [email protected]. You may also contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs at 1625 N. Market Blvd., Suite N112, Sacramento, CA 95834, or (800) 952-5210.

New Jersey

If any provision of Section 07 or 08 is unenforceable against you under New Jersey law, it does not apply to you. The rest of these terms still do.

Everywhere else

Several states now give residents rights over their personal information. Section 07 of our privacy policy describes how to exercise those rights, and we apply the same process to everyone who asks rather than checking which state you are in first.

12What survives

If you stop using the site, or we stop offering it, Sections 04 through 12 remain in effect. Everything else ends when your use does.

13Changes, and how to reach a person

If these terms change, the effective date changes with them. A change applies from the day it is posted and does not reach backward.

Questions go to [email protected].